Risk
Management for the
Medical Professional
As
a health care professional, purchasing medical malpractice insurance
is only the first step in becoming adequately protected from the
risks that you might encounter in today's litigious world. As a
fast-paced, multitasking professional, you may be severely underinsured
and overexposed. If you are in a position to make general managerial
decisions or apply specialized expertise in any capacity during
the course of your day, you may need additional insurance to properly
manage your risk.
Have
you served on a peer review committee? Are you protected if you're
sued by an ousted physician?
What
about billing errors performed at your practice? Are you covered
for that?
How about a sexual harassment lawsuit filed against an employee
of your practice?
The additional coverage that you need can range from Directors and
Officers and Errors and Omissions coverage to EPLI coverage, if
you own a practice and have employees. We have access to numerous
markets and carriers and offer plans for physicians, hospitals,
clinics, managed care organizations as well as other types of healthcare
providers and facilities.
Understanding your complete risk management package is a complicated
process. Let us help you. We
have specialists dedicated to the particular needs of the medical
community that will assist you in evaluating your practice to determine
the coverages and limits of liability you need.
Important coverages to consider are:
Directors
and Officers
Provides coverage for
claims arising from errors in judgement, breaches of duty, and wrongful
acts related to organizational activities.
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General
Business Liability
Provides coverage for
claims of bodily injury, property damage, personal injury or advertising
injury arising from the operation of your practice.
Contact
us at 800.775.8642 for more information.
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Medical
Professional Liability
Provides coverage for
claims arising from direct patient treatment, such as making diagnoses,
rendering opinions, providing advise or referral to another physician;
and professional committee activities as a member of an accredited
hospital staff or any professional medical association/society committee.
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Medical
Partnership of Corporation Liability
Provides coverage for
claims against medical partnerships or corporations and covered
salaried employees for professional or business exposures.
Contact
us at 800.775.8642 for more information.
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Employee
Benefits Program Liability
Provides coverage for
claims for errors arising from the administration of employee benefits
programs.
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Employment
Practices Liability
Provides coverage for
claims arising from discrimination in employment, wrongful discharge
and sexual harassment.
Contact
us at 800.775.8642 for more information.
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Workers
Compensation
Provides coverage
for work-related injuries and illnesses suffered by your employees.
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